1. Introduction

These terms and conditions (the "Terms") govern your use of this website. By accessing or using this website, you accept these Terms in full. If you do not agree with any part of these Terms, you should stop using the website immediately. In these Terms, "we", "us" and "our" refer to FP Finance Limited, trading as Fundamenta Property Finance. "You" and "your" refer to any person accessing or using this website.

2. Who we are

Company name: FP Finance Limited (trading as Fundamenta Property Finance)
Company number: SC881584

Registered office:

5 South Charlotte Street
Edinburgh
Scotland
EH2 4AN

Email: info@fundamenta.uk
FP Finance Limited provides financial brokerage services, including assistance with mortgages, property finance and related financial products.

3. Use of this website

This website is provided for general information purposes only. While we make reasonable efforts to ensure the information on this website is accurate and up to date, we make no guarantees or warranties, express or implied, regarding its completeness, accuracy or reliability. The information provided on this website does not constitute financial advice and should not be relied upon as such. Any financial decisions should be made only after speaking directly with a qualified adviser. We reserve the right to update or change the content of this website at any time without notice.

4. Intellectual property

Unless otherwise stated, all intellectual property rights in this website and the material published on it belong to FP Finance Limited or our licensors. You may view, download and print pages from the website for your own personal and non-commercial use only. You must not:

• republish material from this website
• sell, rent or sub-license material from this website
• reproduce, duplicate or copy material for commercial purposes
• modify or alter any website content
• redistribute material from this website without our written consent

5. Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of its availability or accessibility. You must not use this website for any unlawful, fraudulent or harmful purpose. You must not attempt to gain unauthorised access to the website, its server, or any related systems. You must not introduce malicious software including viruses, spyware or malware. We reserve the right to suspend or restrict access to the website if these Terms are breached.

6. Cookies

Our website uses cookies to improve functionality, analyse website traffic and enhance the user experience. Cookies are small text files stored on your device when you visit a website. They allow the website to recognise your device and remember certain information about your visit. We may use cookies for purposes including:

• ensuring the website functions correctly
• analysing how visitors use the website
• improving website performance and user experience

Some cookies may be placed by third-party services used on the website, such as analytics providers. You can control or delete cookies through your browser settings. Most web browsers allow you to refuse or delete cookies if you prefer. Please note that disabling cookies may affect the functionality of some parts of the website.

7. Links to other websites

This website may contain links to third-party websites for your convenience. We do not control these websites and are not responsible for their content, privacy practices or terms. Accessing third-party websites through links on our website is done at your own risk.

8. Website availability

We aim to ensure the website is available at all times. However, we do not guarantee uninterrupted access and may suspend or withdraw the website at any time. We are not liable if the website becomes temporarily unavailable due to maintenance or technical issues.

9. Limitation of liability

To the fullest extent permitted by law, FP Finance Limited excludes liability for any loss or damage arising from the use of, or reliance on, information contained within this website. Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, fraud or any liability that cannot be excluded under applicable law.

10. Privacy and data protection

We process personal data in accordance with applicable UK data protection legislation. Further details about how we collect, use and protect personal data can be found in our Privacy Policy available on this website.

11. Changes to these terms

We may update these Terms from time to time. Any changes will be published on this page. By continuing to use the website after changes are posted, you agree to the updated Terms.

12. Governing law

These Terms are governed by and interpreted in accordance with the laws of Scotland. Any disputes relating to these Terms shall be subject to the jurisdiction of the courts of Scotland.

13. Contact

If you have any questions about these Terms or the use of this website, please contact: